Commercial Insurance Agency • Green Valley, AZ
Arizona Commercial Auto Insurance
If you own a business, commercial insurance is a must. When purchasing your commercial insurance policies, consider working with an independent agency like Insurance Center Green Valley. Only an independent agency can give you the customized, one-on-one attention you need to find and maintain the right coverage. Depending on the type of business you own, you may need several different types of insurance coverage. The types of commercial policies available are detailed below.
Arizona Commercial General Liability Insurance (CGL)
Even if you do everything in your power to prevent accidents, you never know when they may occur. When a client, customer, passerby is injured on your business's premises or because of your business's operations, the injured party can sue you for medical fees and damages. Should you be found responsible for the damage or injury, a general liability insurance policy will help cover these costs for you.
Arizona Commercial Property Insurance
Commercial property insurance is essential to protect your company from significant financial losses in the event of a fire, burst pipe or other catastrophes. A property insurance policy will help to reimburse you for structural damage, lost equipment, lost inventory and even damage to your landscaping.
Arizona Workers Compensation
Every business shopping for commercial insurance needs to consider a workers compensation policy. In fact, Arizona law requires all businesses with employees to purchase such a policy. A workers compensation policy protects your company when an employee is injured on the job. If an incident occurs, the employee can file a workers compensation claim, and the policy will pay for medical care, lost wages and, in severe cases, even death benefits.
Arizona Business Owner Package (BOP)
For small and medium sized employers, a business owner package may be the best way to go. BOPs provide both property insurance and general liability coverage for smaller businesses. A BOP is typically more affordable than separate policies. However, business owners who purchase BOP’s will still need to purchase other policies to accompany it, since the BOP doesn't cover automobiles or workers compensation.
Whether your business is in Green Valley, Sahuarita, Tucson or anywhere else in Southern Arizona, you need to protect it with the right amount of commercial insurance coverage. Contact Insurance Center Green Valley today to learn more about Commercial insurance.