{"id":393,"date":"2019-02-11T03:00:00","date_gmt":"2019-02-11T15:00:00","guid":{"rendered":"https:\/\/www.insuregv.com\/blog\/?p=393"},"modified":"2019-01-23T13:47:53","modified_gmt":"2019-01-23T19:47:53","slug":"dogs-and-your-homeowners-insurance-policy-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.insuregv.com\/blog\/dogs-and-your-homeowners-insurance-policy-what-you-need-to-know\/","title":{"rendered":"Dogs And Your Homeowners Insurance Policy: What You Need To Know"},"content":{"rendered":"<p>Like most dog caretakers, you consider your pet a&nbsp;member of your family. Your Green&nbsp;Valley, AZ home insurer, on the other hand, has to view your pet and the risks they may pose objectively.&nbsp;One of the most&nbsp;beloved&nbsp;pets, dogs can also pose some of the biggest risks for injury.&nbsp;In fact, 4.5 million people are&nbsp;bitten&nbsp;by dogs each year, and 900,000 of those require medical treatment, according to the Centers for Disease Control and Prevention. Here&rsquo;s what you need to know about dogs and your&nbsp;homeowner&#8217;s&nbsp;insurance from&nbsp;Insurance Center of Green Valley.&nbsp;<\/p>\n<h3>Homeowners Insurance and Dogs&nbsp;<\/h3>\n<p>Most&nbsp;homeowners&nbsp;insurance policies will cover dog bites and other dog-related incidents through your liability insurance. However, when you&nbsp;inform your insurer that you have a dog, the possible risks they may bring can result in higher premiums. Because even the best-trained&nbsp;dogs&nbsp;can be unpredictable,&nbsp;you may&nbsp;end up&nbsp;an increased rate,&nbsp;require&nbsp;more liability coverage, or&nbsp;depending on the insurer&rsquo;s policies or local ordinances,&nbsp;be denied insurance altogether.&nbsp;<\/p>\n<h3>Does My Dog&rsquo;s Breed Matter?&nbsp;<\/h3>\n<p>While a dog&rsquo;s breed is not a definite indication of the risk they may present, when it comes to restricting&nbsp;homeowners&nbsp;insurance, the breed is a key factor for many insurers. Many&nbsp;refuse&nbsp;to cover large, muscular canines who could potentially&nbsp;inflict severe harm from a single bite. While many small dogs, such as&nbsp;Dachshunds, are aggressive, and many large dogs such as Rottweilers and Pit Bulls are calm and non-aggressive, it often comes down to the amount of possible injury the animal could cause.&nbsp;&nbsp;<\/p>\n<h3>Curious About How Your Pet May Affect Your Insurance?&nbsp;<\/h3>\n<p>The only way to know how your specific four-legged friend may&nbsp;affect your Green Valley, AZ&nbsp;homeowners&nbsp;insurance coverage is to talk with your insurer. Give us a call today at&nbsp;Insurance Center of Green&nbsp;Valley&nbsp;to find out more about your pet-related insurance needs.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Like most dog caretakers, you consider your pet a&nbsp;member of your family. Your Green&nbsp;Valley, AZ home insurer, on the other hand, has to view your pet and the risks they may pose objectively.&nbsp;One of the most&nbsp;beloved&nbsp;pets, dogs can also pose some of the biggest risks for injury.&nbsp;In fact, 4.5 million people are&nbsp;bitten&nbsp;by dogs each year, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[244,115],"class_list":["post-393","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-green-valley-az","tag-insurance-center-of-green-valley"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/comments?post=393"}],"version-history":[{"count":1,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/393\/revisions"}],"predecessor-version":[{"id":394,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/393\/revisions\/394"}],"wp:attachment":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/media?parent=393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/categories?post=393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/tags?post=393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}