{"id":444,"date":"2020-01-27T04:00:00","date_gmt":"2020-01-27T10:00:00","guid":{"rendered":"https:\/\/www.insuregv.com\/blog\/?p=444"},"modified":"2020-01-26T19:34:56","modified_gmt":"2020-01-27T01:34:56","slug":"tips-for-purchasing-commercial-insurance-for-your-arizona-lawn-care-business","status":"publish","type":"post","link":"https:\/\/www.insuregv.com\/blog\/tips-for-purchasing-commercial-insurance-for-your-arizona-lawn-care-business\/","title":{"rendered":"Tips for Purchasing Commercial Insurance for Your Arizona Lawn Care Business"},"content":{"rendered":"<p>Owning a lawn care business can be very rewarding, but there are some risks involved. What do you do if one of your employees accidentally breaks a customer&rsquo;s window or all of your tools are stolen while on a job? That&rsquo;s where having the right level of business insurance coverage comes in handy. Here are a few tips for purchasing commercial insurance for your Green Valley, AZ lawn care business.<\/p>\n<p><strong>Know What Types of Insurance You Need<\/strong><\/p>\n<p>This first step to buying commercial insurance is making sure you know what type of coverage you need. There are several policies that most Arizona lawn care companies carry, including:<\/p>\n<ul>\n<li><u>General Liability Insurance:<\/u> This type of policy protects you if you accidentally hurt or damage property owned by someone else, and they intend to sue you. It is generally a requirement if you plan on bidding commercial landscaping jobs.<\/li>\n<li><u>Commercial Property Insurance:<\/u> This policy protects things your company owns, like equipment and tools. If you have an office, it also takes care of desks, computers, supplies, etc.<\/li>\n<li><u>Worker&rsquo;s Compensation Insurance:<\/u> If you have employees, you&rsquo;re required by the State of Arizona to carry this coverage.<\/li>\n<li><u>Commercial Auto Insurance:<\/u> Most personal auto policies won&#8217;t cover you if you&rsquo;re involved in a wreck while on the job. Instead, you need to have a commercial auto policy in place.<\/li>\n<\/ul>\n<p><strong>Understand Factors That Affect Your Premium Rates<\/strong><\/p>\n<p>When purchasing commercial insurance, it is also important to understand the various factors that affect your premium rates. Generally, the length of time you&rsquo;ve been in business, any previous claims, and your driving record play a huge role. However, our team at the Insurance Center of Green Valley can help ensure you&rsquo;re getting the most coverage for your needs and budget.<\/p>\n<p>Are you ready to learn more? Our team at the Insurance Center of Green Valley is here to help. Please contact us via phone or email today to schedule a no-obligation policy review.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a lawn care business can be very rewarding, but there are some risks involved. What do you do if one of your employees accidentally breaks a customer&rsquo;s window or all of your tools are stolen while on a job? That&rsquo;s where having the right level of business insurance coverage comes in handy. Here are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[244,115],"class_list":["post-444","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-green-valley-az","tag-insurance-center-of-green-valley"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/comments?post=444"}],"version-history":[{"count":1,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/444\/revisions"}],"predecessor-version":[{"id":445,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/444\/revisions\/445"}],"wp:attachment":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/media?parent=444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/categories?post=444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/tags?post=444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}