{"id":446,"date":"2020-01-31T04:00:00","date_gmt":"2020-01-31T10:00:00","guid":{"rendered":"https:\/\/www.insuregv.com\/blog\/?p=446"},"modified":"2020-01-26T19:36:20","modified_gmt":"2020-01-27T01:36:20","slug":"5-common-misconceptions-about-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.insuregv.com\/blog\/5-common-misconceptions-about-auto-insurance\/","title":{"rendered":"5 Common Misconceptions about Auto Insurance"},"content":{"rendered":"<p>Misconceptions about auto insurance can cost you dearly when it comes to making a claim. At Insurance Center of Green Valley in Green Valley, AZ, we&rsquo;ll clarify any misconceptions you may have concerning auto coverage so you can get the coverage you need. Here are some common misconceptions to watch out for when purchasing your policy. &nbsp;<\/p>\n<p><strong>Misconception: Minimum Coverage is Enough<\/strong><\/p>\n<p>Arizona requires that you have minimum liability coverage to protect others in accidents you cause. Minimum coverage, however, won&rsquo;t be enough to protect you against serious accidents, leaving you liable for remaining costs. For optimal protection, it&rsquo;s best to obtain as much liability insurance as you can afford. &nbsp;<\/p>\n<p><strong>Misconception: Comprehensive Insurance Provides &ldquo;Blanket&rdquo; Coverage<\/strong><\/p>\n<p>Comprehensive only covers your vehicle against theft and non-collision accidents such as damage caused by falling objects, storms or vandalism. By adding collision, uninsured\/underinsured motorist and roadside assistance to your insurance package, you&rsquo;ll have broader coverage.<\/p>\n<p><strong>Misconception: Auto Insurance Follows the Driver<\/strong><\/p>\n<p>Auto insurance follows your vehicle, not the driver. If you loan your car to a friend, and he causes an accident, your auto insurance is responsible for damages. You will also be responsible for your deductible.<\/p>\n<p><strong>Misconception: Red Cars are More Costly to Insure<\/strong><\/p>\n<p>The color of your car has no bearing on the cost of auto insurance coverage. The make, model, and value of your vehicle, however, can affect insurance costs.<\/p>\n<p><strong>Misconception: Auto Insurance Automatically Covers Rental Car Costs<\/strong><\/p>\n<p>Unless you have insurance coverage for a rental vehicle, your insurer isn&rsquo;t required to pay for one if your car has to go to the shop for repairs after an accident. By adding rental vehicle coverage to your policy, you can avoid problems with a lack of transportation after an accident.<\/p>\n<p>To learn more about auto insurance coverage and costs, contact Insurance Center of Green Valley in&nbsp;Green Valley, AZ.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Misconceptions about auto insurance can cost you dearly when it comes to making a claim. At Insurance Center of Green Valley in Green Valley, AZ, we&rsquo;ll clarify any misconceptions you may have concerning auto coverage so you can get the coverage you need. Here are some common misconceptions to watch out for when purchasing your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[244,115],"class_list":["post-446","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-green-valley-az","tag-insurance-center-of-green-valley"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Misconceptions about auto insurance can cost you dearly when it comes to making a claim. At Insurance Center of Green Valley in Green Valley, AZ, we\u2019ll clarify any misconceptions you may have concerning auto coverage so you can get the coverage you need. 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