{"id":452,"date":"2020-03-25T04:00:00","date_gmt":"2020-03-25T10:00:00","guid":{"rendered":"https:\/\/www.insuregv.com\/blog\/?p=452"},"modified":"2020-03-25T10:49:49","modified_gmt":"2020-03-25T16:49:49","slug":"deciding-between-full-coverage-and-liability-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.insuregv.com\/blog\/deciding-between-full-coverage-and-liability-auto-insurance\/","title":{"rendered":"Deciding Between Full Coverage and Liability Auto Insurance"},"content":{"rendered":"<p>Drivers often wonder whether they should purchase liability vs full coverage insurance. Both coverage types are good options, but the Insurance Center of Green Valley wants to help you understand the differences.<\/p>\n<h2>Liability VS Full Coverage<\/h2>\n<p>Liability auto insurance is the bare minimum required by law in most states for you to drive legally. It is designed to cover damage and other expenses caused by you in an accident. In Green Valley, AZ, the minimum liability required is:<\/p>\n<ul>\n<li>$15,000 for bodily injury per person\/ up to $30,000 per accident<\/li>\n<li>$10,000 for property damage per accident<\/li>\n<\/ul>\n<p>Full coverage goes beyond the minimum requirements. Most full coverage policies also include collision and comprehensive. It insures against any covered event regardless of who is at fault.<\/p>\n<p>Both liability and full coverage have their pros and cons:<\/p>\n<h3>Advantages of Disadvantages of Liability<\/h3>\n<p>Liability insurance is known as the more affordable option. As it covers damage to other people and property that belongs to other drivers involved in an accident you cause, it helps take the financial burden off of you.<\/p>\n<p>The largest downside of carrying only liability is that it does not cover your vehicle in the event of an accident. If your car is totaled or damaged in an accident in which you are at fault, you will be paying to replace or repair your own vehicle.<\/p>\n<h3>Advantages and Disadvantages of Full Coverage<\/h3>\n<p>Full coverage insurance will take care of damages and injuries to people and property involved in an accident regardless of who is at fault- as long as it is a covered event. It can make sure you get back on the road if there are damages to your own vehicle as well as other expenses incurred during an accident. The biggest disadvantage to full coverage is that it is a less budget-friendly option, but the additional coverage often far outweighs this issue.<\/p>\n<p>If you are in or around the Insurance Center of Green in Valley, AZ, stop by or give us a call for your no-obligation quote on liability and full coverage auto insurance!&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Drivers often wonder whether they should purchase liability vs full coverage insurance. Both coverage types are good options, but the Insurance Center of Green Valley wants to help you understand the differences. Liability VS Full Coverage Liability auto insurance is the bare minimum required by law in most states for you to drive legally. It [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[244,115],"class_list":["post-452","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-green-valley-az","tag-insurance-center-of-green-valley"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Drivers often wonder whether they should purchase liability vs full coverage insurance. Both coverage types are good options, but the Insurance Center of Green Valley wants to help you understand the differences. 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