{"id":568,"date":"2022-07-19T04:00:00","date_gmt":"2022-07-19T10:00:00","guid":{"rendered":"https:\/\/www.insuregv.com\/blog\/?p=568"},"modified":"2022-07-19T14:38:15","modified_gmt":"2022-07-19T20:38:15","slug":"three-misconceptions-about-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.insuregv.com\/blog\/three-misconceptions-about-commercial-insurance\/","title":{"rendered":"Three misconceptions about commercial insurance"},"content":{"rendered":"<p>Neglecting to invest in adequate commercial insurance coverage is one of the biggest mistakes you could make as a business owner. Unfortunately, many business owners aren&#8217;t adequately covered because they have certain misconceptions about commercial coverage.<\/p>\n<p>The following are three common misconceptions about commercial insurance that you need to be aware of as a business owner.&nbsp;<\/p>\n<h3><strong>You only need commercial insurance if you have employees working for you.<\/strong><\/h3>\n<p>While worker&#8217;s compensation coverage is one of the most important types of commercial insurance to carry, you still need commercial coverage even if you have no employees.<\/p>\n<p>Sole proprietorship operations still have liability issues to deal with, as well as property and commercial auto coverage needs, even if they don&#8217;t have any employees. You shouldn&#8217;t assume that you don&#8217;t need commercial coverage simply because you have no employees.&nbsp;<\/p>\n<h3><strong>Only large companies need commercial insurance coverage.<\/strong><\/h3>\n<p>Many business owners forego commercial coverage, assuming that their commercial operation is too small to need it. However, it&#8217;s never a good idea to assume that your company is too small for commercial coverage. Even small companies&nbsp;can face enormous expenses as the result of lawsuits and other&nbsp;problems that can come up. That&#8217;s why commercial operations of all sizes need insurance coverage.&nbsp;<\/p>\n<h3><strong>Home insurance or auto insurance covers&nbsp;business operations.<\/strong><\/h3>\n<p>If you&#8217;re running a business out of your home or using your personal vehicle for commercial purposes, your home or auto insurance won&#8217;t cover your commercial operations. You need to invest in commercial insurance to protect your operations in these situations.&nbsp;<\/p>\n<p>Being informed is essential when it comes to making the right&nbsp;decisions about your commercial insurance coverage. At the&nbsp;Insurance Center of Green Valley, we offer commercial insurance coverage in Green Valley, AZ. Contact us to find the right commercial insurance solutions for your company.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Neglecting to invest in adequate commercial insurance coverage is one of the biggest mistakes you could make as a business owner. Unfortunately, many business owners aren&#8217;t adequately covered because they have certain misconceptions about commercial coverage. The following are three common misconceptions about commercial insurance that you need to be aware of as a business [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[244,115],"class_list":["post-568","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-green-valley-az","tag-insurance-center-of-green-valley"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/568","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/comments?post=568"}],"version-history":[{"count":1,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/568\/revisions"}],"predecessor-version":[{"id":569,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/posts\/568\/revisions\/569"}],"wp:attachment":[{"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/media?parent=568"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/categories?post=568"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuregv.com\/blog\/wp-json\/wp\/v2\/tags?post=568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}