Obviously, you care about someone a great deal if you’re giving them a gift of a vehicle that can easily can costly on your part. Although your heart may be in the place, there are a few factors you should consider prior to giving a car in Green Valley, AZ.
Your friend or loved one is responsible for any taxes that are required because of gifting taxes. You may want to take a few moments to evaluate the person’s financial situation to make sure he or she is able to afford this.
Insurance is a requirement for all vehicles. If the person you’re giving the car to isn’t able to afford the premium, you’ll need to be generous enough to pay for the first premium. If not, you could find yourself giving a holiday present that’s not of much use to the person. Before you even buy the car, you should evaluate what the price of coverage will be and determine if it would be reasonable for the person you’re giving the vehicle to. Even if you pay the first premium, the person may not be able to pay premiums after that.
In Arizona, a car must have a title. If you’re going to give the gift as a surprise, you’ll need to put it in your name first and then transfer the title. It’s more cost efficient to surprise the person at the lot, so it can go immediately in that person’s name. You’ll only need to pay one time for the title rather than once for the title and once for the transfer.
If you’re considering purchasing a car as a gift this holiday season, contact the Insurance Center of Green Valley at 520-648-1150 today for a quote.
Accidents happen every day throughout the roads of Arizona. If you’re driving and see an accident, you may want to pull over and help out. Not sure how? It’s easy and it can make the difference to help the victims before official help has the chance to make it on the scene.
The most obvious thing for you to do is call 911. This should be done once you have parked so as not to add to the accident that you are calling about. When the operator answers the call, speak in a calm voice and tell them everything that has happened. Be as specific as you can about where the accident has taken place. Identify the number of vehicles as well as anything else you think could be pertinent.
If the scene looks safe enough to get close to (the cars aren’t on fire), then park your car off on the side of the road and approach carefully. See if there are any victims in the car and let them know that help has been called.
The first thought may be to try and be a hero and rescue people out of the cars. If you can do so safely, then that’s wonderful. Otherwise, don’t move them and simply wait for an ambulance to arrive on the scene.
You should take a look at the cars and get them into park. Turn off the ignition if you are able to as well.
Once the police arrive, you will leave a statement. This can be a valuable way to help because the victims may not know what happened. Be specific and thorough.
One of our friendly independent agents at Insurance Center of Green Valley can help to provide you with peace of mind when you drive throughout Tucson. Call now and learn about quotes, coverage, and more.