Required Commercial Insurance in Arizona

In Arizona, there are two types of commercial insurance that are required of virtually every business in the state. In addition to these, there are several types that may be helpful to your business but are not required by the state. If your business needs insurance, whether required or not, call us at the Insurance Center of Green Valley in Green Valley, AZ.

Commercial Auto Coverage

Every Arizona vehicle that is owned by a business of any size must have commercial auto insurance. There is a mandatory minimum amount of coverage that you must have for injury liability for one person and another amount for all of the injury liability for the entire accident. There is also an amount required for property damage liability for an accident. All of these required amounts are low when compared to most other states, so it’s often recommended to get a higher amount of coverage than the set minimum.

Workers’ Compensation Coverage

This type of coverage pays for the medical bills of employees when they have gotten sick or been injured in the workplace. This coverage is mandatory for every business that regularly has one or more employees whether those employees are part- or full-time. This protects your business against having to pay expensive medical bills if an accident or other incident should happen. It also keeps employees protected, as they will know that if they were to get sick on injured at work, there would be funds to pay for it.

Call to Talk to an Insurance Agent

If you need commercial insurance for your business, call us at the Insurance Center of Green Valley in Green Valley, AZ. Make an appointment to talk to an agent about these coverage types as well as the many optional types that may be recommended for your type of business. 

Home Insurance Coverage Options in Arizona?

Home is not only where your heart is but the place that you have invested your hard-earned money. To protect it properly and adequately, you need an efficient home insurance policy. Also, if you borrowed the money to purchase your home from a bank, mortgage company, or another lender, you will be required to have a home insurance policy in place. The home insurance agents at the Insurance Center of Green Valley, located in Green Valley, AZ, have the knowledge and experience required to assist you in choosing the best home insurance policy for you and your home.

What Does a Home Insurance Policy Cover?

Your home insurance policy will cover, first and foremost, the structure of the home, along with any outbuildings, such as a shed, a garage, or even a deck. It will also provide coverage for your personal belongings, furniture, and appliances, if they are destroyed or damaged in a fire, due to vandalism, or become the victim of a natural disaster. Your home insurance policy will pay to repair or rebuild your home and to replace the contents inside if one of these horrible incidents occurs and also if your home is broken into and items are stolen or damaged.

Start Your Home Insurance Policy Today!

There are several additional policies you can get to protect your home, including flood insurance and earthquake insurance. To figure out the best policy for you and your situation and to obtain the peace of mind you need and deserve when it comes to your beautiful home, call upon the home insurance agents at the Insurance Center of Green Valley in Green Valley, AZ today!