In Arizona, there are two types of commercial insurance that are required of virtually every business in the state. In addition to these, there are several types that may be helpful to your business but are not required by the state. If your business needs insurance, whether required or not, call us at the Insurance Center of Green Valley in Green Valley, AZ.
Commercial Auto Coverage
Every Arizona vehicle that is owned by a business of any size must have commercial auto insurance. There is a mandatory minimum amount of coverage that you must have for injury liability for one person and another amount for all of the injury liability for the entire accident. There is also an amount required for property damage liability for an accident. All of these required amounts are low when compared to most other states, so it’s often recommended to get a higher amount of coverage than the set minimum.
Workers’ Compensation Coverage
This type of coverage pays for the medical bills of employees when they have gotten sick or been injured in the workplace. This coverage is mandatory for every business that regularly has one or more employees whether those employees are part- or full-time. This protects your business against having to pay expensive medical bills if an accident or other incident should happen. It also keeps employees protected, as they will know that if they were to get sick on injured at work, there would be funds to pay for it.
Call to Talk to an Insurance Agent
If you need commercial insurance for your business, call us at the Insurance Center of Green Valley in Green Valley, AZ. Make an appointment to talk to an agent about these coverage types as well as the many optional types that may be recommended for your type of business.