Home Insurance Add Ons to consider

Every kind of insurance comes with an assortment of available add on’s. These add on’s are designed to provide you with extra coverage, based on your individual needs. As each home is different, every home insurance package should be different. At Insurance Center of Green Valley, we are here to help you protect your home in and around Green Valley, AZ. So here are some available insurance add on’s you need to consider. 

Sewage Backup Coverage

This heavily depends on the kind of home you own and whether your plumbing line connects to the city or runs to a septic tank. However, a backed up sewer line can end up costing you upwards of $25,000 to fix. That’s a major chunk of change you can avoid by simply adding on sewage backup coverage to your home insurance plan. 

Flood Insurance Coverage

During monsoon season you know just how bad the rain can come down at once. Because the ground isn’t made to absorb such a large amount of rainfall and the city drainage system can’t handle it either, areas can quickly flood. This kind of coverage is based more on where in town you live and if your home is at the base of a hill, but flood insurance coverage makes sure your property and belongings are protected in the event of flooding. This kind of coverage also protects you in the event of a burst pipe and other man-made issues connected with possible flooding.

When it comes to protecting your home, you need to understand the different kinds of home insurance options you have available. At Insurance Center of Green Valley, we’re here to provide all the necessary advice, answers and assistance needed to protect your home in and around Green Valley, AZ.

How to Prevent Your Car From Being Broken Into This Holiday Season

During the holiday season, crime increases. People are out spending money and shopping and the criminals know this. One of the questions that we at the Insurance Center of Green Valley, serving the greater Green Valley, AZ area, are asked is whether there is any way to prevent a car from being broken into during the holiday season. Here are a few tips that you can use to help keep your car safe. 

Do Not Store Valuables in Your Car

When you are getting ready to go to a mall or shopping center, take valuable items out of your car. This includes money, cell phones, designer sunglasses, your purse or pricey jackets. If your car is empty, there is nothing for a thief to break in and try to get. 

Hide Your Holiday Packages

If you must keep holiday packages in your car, place the items in the trunk offsite. Do not move the items from your backseat to the trunk after you have parked in the parking lot. Thieves can see this. Doing it offsite helps to minimize the likelihood that they will know anything is in the car. 

Park in a Well-Lit Area

The last tip is to park in a well-lit area. Thieves don’t want to be seen and it is more likely they will be if there is a lot of light. Try to park near lights to keep your car as safe as possible. 

Despite your best efforts, you cannot prevent all crime. If a thief wants into your car, they may find a way in regardless. Having the right auto insurance in place helps to minimize the amount you will have to pay out-of-pocket for the items they stole and the damage they caused. If you are unsure if your policy is fully covering you, or just want a new auto insurance policy in the greater Green Valle,y AZ area, turn to Insurance Center of Green Valley. Give us a call now and let us help you with your auto insurance needs.