Owning a home is a great comfort and responsible homeowners take great care to make sure that they keep their property well-maintained and in safe working order. Unfortunately, there are some irresponsible owners out there who aren’t as careful, and their neglect can cause damage to their neighbors. It is important to contact your agent right away after such an event to learn what your rights and responsibilities are. The team at Insurance Center of Green Valley is here to help protect your Green Valley, AZ home from harm no matter the cause.
Who is responsible if a neighbor’s tree damages my home?
Determining responsibility for tree damage isn’t always as straightforward as you would like to think. There are many different factors to consider, and your agent can help you work through the process to make sure that you aren’t held liable for something that isn’t your responsibility. If there is a natural disaster that causes the tree to fall or be uprooted, it may be treated differently than if the tree was neglected and diseased and the damage was preventable.
Because of these differences in policy protection, it makes sense to work closely with your insurance agent to determine who is at fault and how to move forward from there. If it is determined that you are liable for the damage to your house, your agent can help you file a claim.
Take care of your family home with the right insurance policy. If you are in the greater Green Valley, AZ area and want to learn more about your home insurance policy options, contact the team at the Insurance Center of Green Valley today for a consultation. We look forward to working with you and your family!