Monthly Archives: October 2020

Three things to do before you purchase auto insurance in Arizona

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If you want to drive on Arizona roads, you need to find an appropriate auto insurance coverage option. We can help you meet your auto insurance needs in Green Valley, AZ at Insurance Center of Green Valley.

The following are three things to do before you purchase auto insurance in Arizona. 

Understand factors influencing auto insurance premiums

Numerous factors influence how much you need to pay for auto insurance. Some of the factors that will have an impact on your auto insurance premiums include your driving record, the vehicle you drive, and what kinds of coverage you have.

Understanding the factors that influence your auto insurance costs can help you to save money. When you understand these factors, you can possibly bring costs down. You can bring costs down by purchasing a vehicle that’s more affordable to insure. You can also bring costs down by taking advantage of discounts like defensive driving class discounts. 

Understand what auto insurance covers

Basic auto insurance coverage will cover liability expenses. This means that liability coverage pays for the costs of the damage you cause to others while driving.

However, you’ll enjoy more coverage if you invest in a collision and comprehensive coverage. These types of coverage can cover the costs of damage to your own vehicle in an accident. 

Be aware of state requirements

Your insurance policy will need to meet requirements set forth by the state of Arizona. In Arizona, motorists are required to have at least $50,000 in total bodily injury liability coverage per accident. They’re also required to have at least $15,000 in property damage liability coverage. 

If you’d like to learn more about the steps to finding the right auto insurance coverage, we can help at Insurance Center of Green Valley. Get in touch with us to find a Green Valley, AZ insurance solution. 

Why should I get commercial insurance in Arizona?

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If you are a business owner in the Green Valley, AZ area, you will soon find that there is a lot of opportunity for success. Those that are willing to work hard can build and establish a company that could do well for a long time. Those that are looking to succeed also need to consider their insurance needs. There are several reasons why a business owner here needs to get commercial insurance. 

Insurance Protects Against Liability Claims

One of the reasons that you should get a commercial insurance policy for your business is that it can help to protect against liability claims. A business that sells any type of product or service to a customer is going to be taking on liability risk constantly. To ensure that one claim does not put too much stress on you and your business, you should maintain an adequate policy. With commercial insurance, you will receive this valuable insurance protection.

Insurance Protects Business Assets

A full commercial insurance policy is also going to give you some valuable asset protection. As a business owner, you will need to invest in commercial assets to build and grow your business. If you were to suddenly lose these assets, it could put a lot of strain on your organization. Fortunately, when you get a commercial insurance policy, you can receive the protection that you need to cover these assets. 

There are plenty of situations when getting a commercial insurance policy is a good idea for a company in the Green Valley, AZ area. If you would like to cover your business, you should contact the Insurance Center of Green Valley. If you do call the Insurance Center of Green Valley, you will get the guidance and support you need to choose a new policy.