Like most states, the state of Arizona requires that all drivers must I have liability insurance in place through a company that is licensed to do business in Arizona that will cover bodily injury as well as property damage in the event that an accident occurs. The insurance agents at the Insurance Center of Green Valley in Green Valley, AZ understand the importance of auto insurance.
In addition to liability insurance, there are several other coverage options you can choose from when it comes to auto insurance.
Auto Insurance Coverage Options
Underinsured/Uninsured Motorist Coverage
Some states require that you have underinsured or uninsured motorist coverage and while Arizona does not require it, it is a good idea to have it in case you are ever involved in an accident with a driver who does not have any insurance at all or very little auto insurance.
Comprehensive auto insurance coverage will help you pay for repairs or replace your vehicle if it is stolen, destroyed or damaged by a fire, or becomes a casualty in a natural disaster, such as a tornado or hurricane.
Collision insurance is important to have in place in case you are involved in a collision with a car or even an object of some sort. For example, if you back your vehicle into a guardrail this type of insurance will cover the damage to your vehicle and the guardrail.
Call For a Quote Today!
To obtain an auto insurance quote or to get your policy started right away, contact the experienced and trusted auto insurance agents at the Insurance Center of Green Valley in Green Valley, AZ today!
There are two types of commercial insurance that are required of most businesses in Arizona. These two represent the minimum of coverage that you must have, but there are many other kinds that can be helpful for protecting your business. If you need commercial insurance, call us now at Insurance Center of Green Valley in Green Valley, AZ.
Workers’ Compensation Insurance
Workers’ compensation insurance is a type that is required by all Arizona employers when there are one or more employees of the business. This includes both part-time and full-time workers. This coverage pays for the lost wages and medical bills of employees who get hurt on the job. If you have occasional workers, independent contractors, casual workers, or domestic employees in the home, this insurance is not required.
Commercial Auto Insurance
This type of insurance is required for every vehicle that is owned by an Arizona business. The minimum coverage required is a specific amount for bodily injury liability for a single person injured in a car accident, and another amount is required for two or more people who become injured in an accident. There is also an amount of property damage liability that is required for these policies. You can choose to add more insurance onto the minimums by getting collision and/or comprehensive insurance to pay for your own vehicle if something were to happen to it.
There are many other policies that can be helpful to Arizona businesses. These include general liability insurance, which includes many types of liability coverage in one policy. There is also business owner’s insurance which also includes many types of coverage. Cyber insurance can be helpful if your business is dependent on a computer network.
Get Your Business Covered
Make sure your business is covered by the right commercial insurance. Call us today at Insurance Center of Green Valley in Green Valley, AZ.