Frequently Asked Questions About Auto Insurance Brokers

As you begin to shop for auto insurance plans, you may discover that some insurance plans are offered through an insurance agent, while others are offered through an insurance broker. This can leave you with many questions. Here are a few of the questions you have regarding auto insurance brokers.

What is an Auto Insurance Broker?

An auto insurance broker sells auto insurance plans. However, unlike an auto insurance agent who works solely for one auto insurance company, a broker works with a variety of companies.

What Are the Benefits of an Auto Insurance Broker?

When you work with an auto insurance broker, they are able to find you the best auto insurance policy for your needs. It may not be with the auto insurance company you think it is with. Unfortunately, many people make the mistake of working with an auto insurance agent, which limits their options to one insurance company. Unless you are loyal to one company, a broker can be beneficial.

Can An Auto Broker Help If You Need to File an Insurance Claim?

An auto broker typically sells the policy. They cannot file a claim on your behalf, and because they do not work for the insurance company, cannot help with the status of your claim. However, they can put in a call for you and work to obtain information on your claim or direct you to the right department if you need to file a claim or have questions about an existing claim.

Do you need a new auto insurance plan in the Greater Green Valley, AZ area? If so, Insurance Center of Green Valley can help. Give us a call today to discuss all of your auto insurance needs and let our auto insurance brokers find the right auto insurance plan for you.

In Green Valley, AZ, Does Your Auto Insurance Covered Towed Vehicles?

In Green Valley, AZ the insurance agents at Insurance Center of Green Valley can provide certain features within a policy to cover certain expenses that may otherwise be overlooked. A good example of this is towing. There are times when the tow bill can be extravagantly high due to the distance the vehicle must be taken. When this is included as part of an auto insurance company, it can dramatically reduce the cost of an accident or breakdown.

To Tow or Not to Tow

Most auto insurance policies are very basic until the agent and owner discuss what they would like to have included. Coverage for towing is not part of a basic policy and must be added as a special feature, especially if it is not a full coverage policy. Many full coverage policies do include a tow package, although it may be limited as to when it can be used. States do not require insurance agencies to carry tow coverage. Clients, however, often ask for the coverage in case of an accident or breakdown. If a policy is being written for anything other than PL/PD, most insurance agents will recommend adding tow coverage in case of an emergency. This protects their client from spending hundreds of dollars on an unexpected to tow bill. 

The agents at the Insurance Center of Green Valley provide services to clients who live throughout the Green Valley, AZ area. They are able to answer questions and offer features that can be included in auto insurance policies that will protect their client from future financial loss. If you are unsure of what your insurance policy covers and what is excluded, call the agents at the Insurance Center of Green Valley to have all of your questions answered.