Do You Need To Call the Police for a Fender Bender?

Minor accidents can be stressful, even when the damage seems small. Knowing when to call the police after a fender bender can help protect you legally and financially. Here’s what every driver should understand before leaving the scene.

When You Should Call the Police

Always contact the police if anyone is injured, the vehicles are not drivable, or there’s significant property damage. Additionally, if the other driver refuses to provide their information, appears intoxicated, or drives away, call the police immediately. A police officer can file an official report, which can be essential for insurance claims or disputes.

When You Might Not Need to Call

If the accident is truly minor, with no injuries and minimal damage, and both drivers are in agreement, you might not need to involve the police. However, some states require a police report if damages exceed a certain amount, so it’s wise to check local regulations.

Why a Police Report Matters

Even in minor accidents, a police report can help protect you from false claims or unexpected repair costs. Insurance companies often rely on this documentation to determine fault and process claims quickly.

Always Exchange Information

Whether you call the police or not, always exchange names, contact details, driver’s license numbers, insurance information, and license plate numbers. Taking photos of both vehicles and the surrounding area can also provide valuable evidence later.

Insurance Center of Green Valley: We’re Proud To Serve Green Valley, AZ

At Insurance Center of Green Valley, we’re here to serve all of the auto insurance needs of our friends in Green Valley, AZ. Contact us to chat with one of our friendly agents and learn more about our insurance services.