What if Your Policy is Cancelled or Not Renewed?

Posted on by

If you are an Arizona driver, state law requires you to carry auto insurance. Many drivers rely on experienced insurance agents to help them choose the right coverage. If you live near Green Valley, AZ, the Insurance Center of Green Valley is here to assist you. We have been helping Arizona drivers since 1989.

What Happens if Your Policy Is Cancelled or Not Renewed

When you purchase auto insurance, it is your responsibility to keep the policy active. However, there are situations where an insurer may cancel your policy or decline to renew it. According to the Arizona Department of Insurance and Financial Institutions, a policy may be cancelled if premiums go unpaid or if your driver’s license is suspended or revoked.

While insurance companies cannot deny policy renewal based on age, race, or color, there are other legitimate reasons a policy might not be renewed. According to Experian, if you receive a cancellation or nonrenewal notice, your first step should be contacting your insurance provider. Sometimes the issue can be resolved, especially if the cancellation is due to missed payments. Some companies offer a grace period, which allows you to reinstate the policy by paying past-due premiums along with any applicable penalties.

Call Us Today for Your Appointment

Choosing the right auto insurance policy is an important decision. When you visit the Insurance Center of Green Valley, our team will review a variety of coverage options and help you find a policy that fits your needs. Drivers in the Green Valley, AZ area have trusted us for more than 35 years. Call us today to schedule an appointment and let us help you stay protected on the road.