Insurance is a tricky topic that attempts to cover a variety of events in one policy. But no matter how large or small that policy is, it’s difficult for anyone to remember exactly what it says about every situation a driver may come up against. The Insurance Center of Green Valley wants everyone in Green Valley, AZ to have a better idea of what isn’t covered under most policies before they make the wrong decision.
When your car is attacked by a tree branch that has far too much snow or ice weighing it down, do you get ready to call your insurance company to fix the damage? If you have liability only, then you won’t get much help for this.
Did someone hit you and run off, or stick around at the accident site to let you know that they don’t actually have insurance? Most insurance policies will not cover an uninsured motorist.
Arizona has limits when it comes to paying out for damages, and so too do the drivers who may hit you. If someone with a $30,000 limit hits you and the damage is $40,000, then you won’t get any help with the difference.
If your car is hit and in the shop, your insurance policy likely won’t cover a rental car so you can get to work and back.
If you make upgrades to your vehicle (e.g., new stereo, etc), these will likely not be covered in the event of an accident.
Call Insurance Center of Green Valley in Green Valley, AZ for more details about what’s typically in a policy and what costs a little extra. We’re happy to chat with you today.