What kinds of discounts are available for Auto insurance?

Drivers need to be aware of the large number of discounts available for auto insurance policies. There is no reason for you to pay more than you have to. Check out some of these common ways to reduce your insurance premium.

Good Driver

You should be able to get a reduction in price for maintaining a good driving record. Good driving includes a lack of accidents and moving violations.

Number of Years With a Company

If you have been purchasing your insurance from one company for several years, ask if you can receive a discount. Loyalty is often rewarded.


If you have more than one policy, for example, a home or rental and an auto insurance plan, you should receive a discount. This also applies to having more than one vehicle.

Automatic Payments or Payment in Full

If you set up automatic payments, or pay your yearly premium in full, you may receive a discount. Just ask us, many companies will reduce your rate to save on billing costs.

Club or Organization Membership

Premium reductions are often available for membership in groups, clubs or organizations. You do need to ask to see what is available. Military members may also get a discounted rate on their insurance.

Defensive Driving Classes

Some companies provide a discount to drivers that have completed defensive driving classes.

Low Mileage and Equipment Discounts

If you only do a limited amount of driving each year, you may qualify for a premium reduction. The exact mileage varies, but it is worth asking about. Having additional safety features, including anti-lock brakes, can also save you money on your insurance rate.

Good Student

While insurers have different guidelines, if you have a student on your auto policy, a good grade average can reduce your costs.

We make it easy to find the best rates for your insurance with online comparison quotes. As your independent insurance agency for the Sahuarita and Tucson area, we are ready to help you get all the auto insurance discounts you deserve.