Drivers in Green Valley, AZ have many options for auto insurance. There are many coverages, and knowing which one is right for you is challenging. Here’s an overview to help choose the right policy.
Liability coverage is the most basic type of coverage. It covers damage you cause to other people or property with your car. It does not cover damage to your vehicle or injuries to yourself or your passengers.
Collision coverage covers damage to your car from accidents. It pays to repair or replace your vehicle up to the car’s value. Collision coverage is not required by law, but if you have a loan on your car, your lender will probably require you to have it.
Learn more about auto insurance by speaking with an Insurance Center of Green Valley representative today.
Comprehensive coverage covers damage to your car from causes other than accidents. This includes damage from fire, theft, vandalism, floods, and hailstorms. Like collision coverage, comprehensive coverage is not required by law but may be required by your lender if you have a loan on your vehicle.
Uninsured/Underinsured Motorist Coverage
Uninsured/underinsured motorist (UM/UIM) coverage pays for damages caused by accident with a driver who does not have insurance or does not have enough insurance to pay for the damages they caused. UM/UIM coverage is not required by law but can be a good idea if you are worried about being in an accident with an uninsured driver.
Contact the Insurance Center of Green Valley to get started. We can help you find the right auto insurance coverage for your needs and budget.