Do I Need Commercial Auto Insurance?

When you run your own business there are a number of expenses you need to consider. One such expense is insurance coverage. Commercial insurance coverages come in a number of forms, each of each is designed to protect your business in varying ways. However, one form of insurance coverage you need to consider is commercial auto insurance. Whether you work in Green Valley, AZ or the surrounding area, Insurance Center of Green Valley is on hand to help you determine whether or not you need commercial auto insurance. 

Do You Use Drive For Work?

This doesn’t include driving to your job and driving home. However, if you drive while on the clock you’ll need commercial auto insurance. This means if you’re driving between clients or even making deliveries (even pizza deliveries) you need commercial auto insurance. If you are not protected and are involved in an accident the other individual in the accident can come after the company. 

Driving Professionally?

Do you drive professional? If you drive for a ride-sharing service, such as Lyft or Uber, you need commercial auto insurance. Your regular auto insurance will not cover you with this. As you are on the clock being paid for the ride you are in a commercial act. Due to this, you need to invest in commercial auto insurance to protect you and your vehicle in the event of an accident. 

Commercial auto insurance will protect you, your business, and your vehicle in the event of an auto accident. Even if the accident is not your fault you may find regular auto insurance will not cover you. To know for sure if you need commercial auto insurance now is the time to contact Insurance Center of Green Valley for all your Green Valley, AZ commercial insurance needs.