First Steps to Take When Filing a Home Insurance Claim

Filing a Home Insurance Claim

Unfortunate home damages and disasters like floods, fires, theft, and vandalism can be devastating not only financially, but emotionally. When an incident happens, it can be reassuring if you have quality homeowners insurance coverage. But, knowing what first steps to take when filing a claim may be a little confusing. Working with a professional insurance agent will give you the knowledge and confidence to proceed with filing a claim.

The team at Insurance Center of Green Valley in Green Valley, AZ has years of collected experience helping our clients understand home insurance claims.

Steps in Filing a Home Insurance Claim

In general, the claim process unfolds in this order:

  • Police report – Cases of vandalism and theft typically involve calling the police and filing a report. Keep track of details of the incident and the name of the police you speak with.
  • Contact your insurance company – Calling your insurance agent is crucial to start the claims process after a disaster or theft. The sooner you initiate the process, the better the outcome may be for having a quick claim.
  • Immediate repair – Repair your home for temporary use, if possible, and keep records such as materials receipts to provide to your insurance company.
  • Document – Record and list damages and valuables that are missing if a theft has occurred. Being as thorough as possible and adding estimated values can help increase your claim.

Expert Insurance in Arizona

If you are in need of quality homeowners insurance or want to know more about filing a claim, contact one of our agents at the Insurance Center of Green Valley located in Green Valley, AZ. Our agents are happy to help you understand your homeowner’s policy so you can file a stress-free claim if necessary.