The Insurance Center of Green Valley gets asked a lot of questions about home insurance. "How much home insurance do I need" is a common one.
Although there are a lot of factors to consider, the answer starts with a home inventory. This document catalogs your possessions, speeds up the claims process and can maximize your payout.
That’s why the Insurance Center of Green Valley encourages its clients to begin here. Located in Green Valley, AZ, our agency lists six steps for conducting a thorough home inventory review.
Organize each area
Divide your home into sections to avoid getting overwhelmed. Whether it’s a closet or a room, start small. Create a process that’s easiest for you.
Record basic information
Jot down descriptions of every item. At a bare minimum, include purchase dates and prices. Write down the make, model, and serial numbers for appliances and electronics.
Group smaller items together
But you don’t have to list everything separately. Low-cost products, like clothes and dishware, should be lumped together. Just assign a price for the entire group.
List expensive items individually
Jewelry, antiques, and any collectibles require specialized coverage. Write down these items and consult an agent to ensure they are protected.
Pictures and videos are also important. These may expedite claims. These visuals will remind you what you own, but they can also document what’s been damaged.
Review your inventory frequently. Although digital records are outstanding for reference, print out hard copies. Store these backups somewhere safe.
Contact an agent serving Green Valley, AZ.
After conducting a home inventory, let the Insurance Center of Green Valley take it from there. Using this information, the agency can determine how much home insurance coverage is right for you. Schedule an appointment today.