Most Common Claims On Home Insurance

When selecting the right kind of home insurance for your Green Valley, AZ home, it is a good idea to know what the most common claims on home insurance is. This may help you determine what kind of coverage you need and what fits you the best. At Insurance Center of Green Valley, our agents are here to help you decide, no matter the size of your home or what you’re looking to spend. 


This is one of the most common forms of home insurance. While nobody wants to go through with it, having home insurance can help cover the costs of damage and lost items associated with a break in. We can also give you suggestions as to not only reduce the chance of a break in but reduce the amount you pay on insurance through security systems. 

Accidental Damage

Damage to your home is usually accidental. Thankfully there isn’t too much in way of bad weather in Arizona, so the majority of damage will likely come from accidental damage. Whether you’re playing catch with your child and the ball goes through a window to your student driver bumping into the garage door, accidents happen, which is why you need to have the right kind of home owner’s insurance. 


This by far is one of the most common forms of home insurance. As it is dry for the vast majority of the year in Green Valley, a single spark is able to cause serious problems. Now, your home is made up of more fire retardant materials than a home you’ll find out east. However, a spark from a cigarette, your grill or even rocks clanging against each other during an outdoor project can quickly turn into a fire. Fire damage is a real issue and you need to protect for it with the right kind of insurance.