When you own a vehicle in Arizona, the state mandates that you should have an acceptable auto insurance policy. All Arizona vehicle owners are required to have it and to have proof of that insurance. You can’t register a vehicle in the state without auto insurance. There are minimum coverage amounts that must be in your auto policy, but you can add extra coverage as well to have better protection against serious accidents.
In Arizona, two types of liability coverage legally have to be in your auto insurance policy. These are bodily injury and property damage liability. There are two amounts required for the bodily injury portion of the policy. These are one amount for just one injured person and a different amount that’s available for all of the people who are injured. The mandated coverage amount is a bit low when you consider the skyrocketing costs of medical bills, so it’s often recommended that you add to the mandated amounts. In addition, you must have one amount that is for property damage. This pays for the damage an accident causes to the other vehicle or any other damaged property of someone else’s. This is also a relatively low amount of coverage that should be supplemented with more.
Other Auto Coverage
Liability coverage types pay for someone else’s bills, but what about your own bills? You may have significant damage done to your own vehicle, or it may even be totaled. To get coverage for those bills, you need collision coverage. You will also want comprehensive coverage if you want to protect it from things that happen to the vehicle when you aren’t driving it.
Get Auto Insurance
Call us at the Insurance Center of Green Valley in Green Valley, AZ to get your auto policy.