When you meet with your representative at the Insurance Center of Green Valley, we take the time to help you understand your auto insurance options in Green Valley, AZ. That’s the time to make sure that you understand the state insurance requirements for bodily injury and uninsured motorist coverage. In addition, ask about the most common insurance options that can protect you and your vehicle, including the following.
Bodily Injury Liability
This applies to injuries that you or a covered driver on your insurance cause to another person. You can opt for higher coverage if you think you are likely to be sewed for high amounts.
Uninsured and Underinsured Motorist Coverage
Uninsured motorist coverage pays the expenses when a covered driver experiences a hit-and-run or if an uninsured driver hits your vehicle. Underinsured motorist coverage protects you from a driver whose insurance maximum doesn’t cover the cost to repair or replace your vehicle. It may also cover you if you get hit by a vehicle while acting as a pedestrian.
Property Damage Liability
This coverage pays for you or someone on your insurance cause to someone else’s property. It typically includes damage to poles, lamp posts, buildings, fence, and other structures you hit with your car.
Collision insurance pays for damage to your car when you collide with another vehicle or flip your car. If you aren’t at fault, your insurer may go after the at-fault driver’s insurance.
This coverage pays for loss or damage due to a non-collision covered event. This may include falling objects, a fire, missiles, explosions, deer, windstorms, vandalism, and riots, among other covered perils.
Contact the Insurance Center of Green Valley to make an appointment for a free quote on all your car insurance options in Green Valley, AZ. We would love to meet in person to discuss all your insurance needs.