What Does Commercial Auto Insurance Cover?

Running a Green Valley, AZ business is a considerable investment for owners. Not only have you put a lot of money into setting it up and operating the business, but you have also put a lot of time and effort into its success. With so much put into a business, you want to ensure everything is protected, including any vehicles used for business-related activities. 

The Insurance Center of Green Valley experts know how important it is to protect yourself and your business. So give them a call to discuss your business needs and learn more about commercial auto insurance coverage. 

Commercial Auto Liability Insurance

Vehicles used for business purposes and registered in the business’s name are covered should one of your company vehicles cause an accident. Liability insurance covers the financial responsibility should you or one of your employees cause an accident while driving a company vehicle. In addition, liability insurance includes bodily injury and property damage coverage protection. 

Contractual Liability

Your commercial auto insurance policy covers all vehicle rentals and lease agreements. Commercial auto coverage for rentals excludes rental cars with a hired driver and those with a motor carrier. For example, if an employee rents a vehicle on your behalf for business-related purposes, the policy would cover it. 

Loading and Unloading

Commercial auto insurance policies typically cover the loading and unloading process when picking up or delivering an item. However, once the item has been delivered to its destination, insurance coverage ceases, and a general business liability policy takes over. 

Running a business in Green Valley, AZ means you need to protect all of your assets, including your company vehicles. Reach out to the Insurance Center of Green Valley experts for additional information about purchasing a commercial auto insurance policy today.