Does Your Auto Insurance Cover Others in Your Car?

It’s not uncommon for people in Green Valley, AZ, to carpool to work to save on gas and help the environment. But what happens if you get into a car accident? Is your insurance good enough to cover it? Let us at Insurance Center of Green Valley educate you on this critical point.

Specific Coverage Can Help

While your liability policy does not cover people in your vehicle, you can upgrade your policy with more comprehensive options. These policies often include terms like “passenger” or “other people” coverage, so pay attention to the wording when researching your options with your provider.

Critically, you need to add this type of policy to your coverage or upgrade it, as needed, to ensure that you get protection. Here’s what you need to know about making sure other people in your car are covered by vehicle insurance.

How to Get These Policies

If you want protection for people in your vehicle, you can talk to your agent to learn more about the different types of comprehensive policies available for your needs. Then, they will identify an option that makes the most sense for your needs, including payment plans that work for you.

Just as importantly, they will provide coverage for anybody else who may drive in your car. Everybody in your home is implicitly included in this coverage. However, you can also add others to your policy by name, ensuring that they are covered if they get into a crash if they borrow your car.

Take Your Insurance Seriously

If you live in the Green Valley, AZ, area and need insurance that makes sense for your needs, please don’t hesitate to contact us at Insurance Center of Green Valley right away to learn more. Our team will work with you to ensure that you are satisfied and provide the help necessary for your policy.