Car accidents in and around Green Valley, AZ, frequently happen and can be very upsetting. For example, you may discover things that your standard car insurance policy does not protect. Here are a few things we at Insurance Center of Green Valley can help you better understand.
Belongings in Your Vehicle
Like most people, you probably have many belongings in your vehicle at any time. Unfortunately, these items are typically not covered by your policy. Things that might get damaged include sporting equipment, electronics, laptops, and anything else that you have stored in there.
Carefully read your policy to see what kind of natural damage may be covered. Some procedures will protect against specific types of natural wear. But if these disasters are not explicitly listed in your policy, you won’t be protected. Seriously considering adding them to avoid problems.
Non-Covered Drivers Handling Your Car
You borrowed your car to somebody who isn’t explicitly listed on your policy (or who doesn’t live at your address, as all who live with you should be implicitly covered), and they crash it. Your insurance does not cover the damage. Be very careful about who uses your vehicle!
Common Wear and Tear
Did your car’s tires wear down to nothing due to everyday use? Your policy will not cover replacement because this is considered ordinary wear and tear. Similarly, any problems caused by wear and tear will not be covered in your policy. So be careful about your policy options here.
Keep Yourself Protected
If you live in Green Valley, AZ and need an excellent insurance policy, contact us at Insurance Center of Green Valley right away to learn more. We’ll help you identify any potential problems with your policy and set you up with one that makes the most sense for your needs.